STUDENT DEBT OUTCOMES
Arkansas Colleges of Health Education is committed to transparency regarding student borrowing and repayment outcomes.
AVERAGE Student Loan Debt
The chart below reflects the average federal student loan debt borrowed by each graduating cohort in the Doctor of Osteopathic Medicine program, including Federal Direct Unsubsidized Loans and Federal Direct Graduate PLUS Loans. These figures represent the average Federal Direct Loan debt per student within each graduating cohort and include only loans borrowed while enrolled in ARCOM’s program. Loans borrowed at other institutions are not included.
Doctor of Osteopathic Medicine
| DOCTOR OF OSTEOPATHIC MEDICINE | |
|---|---|
| Graduation Year | Average Loan Debt |
| 2025 | $239,045 |
| 2024 | $266,502 |
| 2023 | $258,390 |
| 2022 | $244,809 |
Cohort default rate
Each year, the U.S. Department of Education calculates and publishes a school’s official Cohort Default Rate. This rate measures the percentage of borrowers who enter repayment during a given federal fiscal year and default within the three-year monitoring period. A borrower is considered in default after failing to make payments for 270 days, approximately nine months. Default carries serious financial consequences for borrowers and creates risk for taxpayers.
For schools with 30 or more borrowers entering repayment, the rate reflects that single year cohort. For schools with fewer than 30 borrowers, the Department calculates an average rate using a three-year period. Because of this tracking window, there is a delay between when borrowers enter repayment and when the official rate is released.
Official Cohort Default Rates are published annually through the Federal Student Aid Data Center and the National Student Loan Data System. Below are the official Cohort Default Rates for federal student loan borrowers who attended any program at Arkansas Colleges of Health Education for the most recent reporting years.
| ACHE Official Cohort Default Rate | |||
|---|---|---|---|
| Fiscal Year | Official Default Rate | ||
| 2022 | 0 | ||
| 2021 | 0 | ||
| 2020 | 0 | ||
| 2019 | 0 | ||
| Source: NSLDS: Official Cohort Default Rate - Schools (ed.gov) | |||
If you have any questions regarding student debt outcomes at Arkansas Colleges of Health Education, please contact the Office of Financial Aid at (479) 308-2200 or email us at financialaid@achehealth.edu.