Scholarships are considered gift aid and do not have to be repaid back. Institutional scholarships may be applied for through the school. Outside scholarships may be applied for by a student on their own to the organization offering the scholarship.
Loans are funds students may borrow during school but must be repaid back. Students must be eligible for federal student aid to qualify for federal student loans. To qualify for federal student loans a student must be in an approved Title IV eligible program and qualify for federal student aid. Apply for federal student loans (Direct Unsubsidized or Direct PLUS Loans) by completing the Free Application for Federal Student Aid (FAFSA). The second step in applying for a Direct PLUS Loan is to complete a Direct PLUS Loan application as a graduate/professional student, which requires a credit check. Students may search for and apply for private loans on their own or through the FASTChoice web tool, which hosts ACHE’s historical lender list. Applying for a private loan requires a credit check and possible co-signer.
Veterans Education Benefits may be available to veterans, service members and their families for approved programs at ACHE. Apply for benefits by completing a VA Certification Request Form with the Office of Financial Aid and submit it with your Certificate of Eligibility. Eligibility and additional information about veteran’s education benefits can be found at VA|Vets.gov. The School Certifying Official at ACHE will review the submitted request for your eligibility for your program of study.
State aid for residents may be applied through their state grant agency. Arkansas residents who wish to apply for state aid or file grievances may do so with the Arkansas Division of Higher Education, who may be contacted via e-mail or phone at 501.371.2000.